LBA Privacy Policy
This Internet Privacy Statement outlines the types of information we gather about you from this web site, why we gather this information, how we use the information gathered, with whom we might share it, and the means by which we attempt to keep it secure.
What Information We Collect and How We Collect It
The submission forms on this web site request, and in some cases require, you to provide certain information, including both information about you, such as your name, street address, phone number and e-mail address, and information concerning the business you are submitting for our consideration.
The only information we collect from this web site that can be identified with a particular user is the information you choose to supply to us via the submission forms and the time and date you submit the form ("personally-identifiable information"). We may collect other information, such as number of "hits" on this web site, pages visited, times of use, etc., but that information is not identifiable with any particular user.
Why We Collect This Information
We collect this information for the purpose of evaluating the business you are submitting, so that we may contact you in response to your submission and to provide you with other information that we believe you may find of interest.
Our Commitment to Privacy
L B A Insurance Services is the sole owner of the information collected on this web site. We do, however, respect every individual's right to privacy. We understand the importance you place on the privacy and security of information that personally identifies you and confidential information concerning the business you are submitting for consideration. We endeavor to treat the personally identifiable information you supply to us via this web site in the same manner as we treat our own private or confidential information. Please note, however, that no transmission over the Internet can be 100% secure, and that we cannot control all uses of and access to the information received by us. L B A Insurance Services does not guarantee the privacy or confidentiality of the information submitted and undertakes no liability to you for any disclosure that may occur.
This web site takes precautions to protect its users' personally identifiable information. We use industry-standard on-line security measures, such as encryption, to protect information you submit via our submission forms. While on a secure page, such as our submission form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer become locked, as opposed to un-locked or open, when you are just "surfing".
We also work to protect user information off-line. All of your information is housed in secure, access-restricted areas. Only employees who need the information to perform a specific function are granted access to personally identifiable information. Finally, the servers on which we store personally identifiable information are kept in a secure environment.
When We Share Information With Others
We do disclose submitted personally identifiable information, from time to time, outside of L B A Insurance Services and their affiliates:
We may disclose information to companies that act as our agent, provide support services to us or perform services on our behalf, such as third parties providing research or due diligence information and companies that process and distribute information for us;
We may make disclosures when we believe in good faith that disclosure is required under law, to cooperate with regulators or law enforcement authorities, or to protect our rights or property;
We may make aggregated information available to third parties concerning submissions made to us in a form that does not identify any particular user; and
We may request your permission to make other disclosures.
We do not, however, sell or rent your personally identifiable information, including your e-mail, phone number or street address, to anyone for a fee or other direct consideration.
Links to other sites
This web site contains links to other web sites. Please be aware that L B A Insurance Services is not responsible for the privacy policies or practices of such other web sites. We encourage our users to be aware when they leave our web site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this web site.
Questions regarding this policy
If you have any questions or concerns regarding this privacy statement, you should contact us by e-mail at